Which junior cash ISAs pay the highest rate of interest?
If you want the best junior cash ISA for your child, which accounts are worth looking at?

Junior ISAs were launched in November 2011 - the government's replacement for the child trust fund, which was abolished in January the same year. They work in a similar way to 'adult' cash ISAs, which means that interest is paid tax free. However, unlike an adult cash ISA, you have to leave money in the junior ISA until your child is 18 (although they can transfer it between providers). Which pay the best rates?

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29-04-2012
24-10-2013
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Child benefit changes Q and A – how they may affect you
How are you affected by the child benefit changes coming in from January if – for example - you and your partner split up?

The government’s child benefit changes coming in from January 7th are not the most straightforward. I’ve written an article that’s a basic guide to the child benefit changes, but I’ve also had lots of questions about what counts towards the £50,000 income threshold and what happens if your partner won’t tell you about his or her finances and who pays the tax charge if a new partner moves in.

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06-11-2012
18-09-2013
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Child benefit changes; if you or your partner earns over £50,000 a year, what should you do?
Households where one partner earns £50,000 or more will have to pay extra tax or give up child benefit.

From January 2013, if you or your partner earns over £50,000 a year and you live together, you aren't entitled to the full rate of child benefit. Instead child benefit will be clawed back through a tax charge. The main thing to remember is that even if you or your partner earn more than £60,000, you should make sure you receive National Insurance credits.

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29-10-2012
18-09-2013
0
 
 
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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.