5 things you need to know about prepaid travel money cards
How do you find the best prepaid foreign currency card and what are the charges you should watch out for?
Prepaid currency cards are becoming more popular with tourists and travellers. They work like a credit card but with one big difference: you load them with foreign currency before you leave. They can be useful for budgeting because you can’t spend more than you have on the card (although you can reload it!) and it aren’t linked to your bank account so it’s more secure if it gets lost or stolen. But you should watch out for the charges.
A beginner's guide to ski insurance; how to buy the right policy to make sure you’re covered.
If you're heading to the slopes, ski insurance is one area where you shouldn't focus on the cost, but the benefits.
According to research from ABTA, which represents travel agents, only 40% of people check their travel insurance covers them before they go skiing, paragliding or doing water sports. The insurer Aviva has some even more frightening statistics as its research found that almost 60% of skiers don't have winter sports cover on travel insurance. But a fall could cost thousands of pounds in medical bills (far more if you need an air ambulance). What should you look for?
According to a recent survey, around a third of people going on holiday reckon they will spend more this year than last year (on average an extra £365). A collective tightening of the purses means that rising prices and - depending on where you're travelling to - a lousy exchange rate can have a big impact on your spending. So, here are some top tips for stretching your money further when you're on holiday.